My Thoughts - Overdraft Fees

In my opinion, a bank charging a one time overdraft charge is fine. A daily charge equal to the first is criminal. Any subsequent fee should be no greater than the going interest rate on the amount of the overdraft. (assuming the bank honored the rubber check). And no, it's not about us. The only check of ours that's bounced in the last ten years was when we closed our account after the break-in and forgot there was a valid check outstanding.